• Amazing ways to protect your assets.
• No state income or estate taxes.
• Tax discounts on home ownership.
• Thriving business economy.
• Diverse cultural opportunities.
• World-class destinations for luxury living.

• Making Florida your domicile.
• Purchasing a home.
• Applying for permits and licenses.
• Transferring tags.
• Registering to vote.
• Finding insurance and health care.

E. Michael Kilbourn(on the left) & Howard Hujsa

Meet Mike Kilbourn…
With over 30 years experience in the financial services industry, the last 15 of which have been dedicated to teaching his estate planning strategies to high net-worth families and fellow planners, E. Michael Kilbourn knows the intricacies of estate planning and the benefits of Florida domicile. 

The president of Kilbourn Associates in Naples, Florida, Mike Kilbourn is a Family Wealth Transfer Planning Specialist who enjoys taking the worry and mystery out of financial planning.

Over the years, Mr. Kilbourn has positioned himself as a leading national authority on estate tax matters and local expert on the complexities of Florida domicile. His sophisticated estate planning abilities have produced remarkable results and secured the trust of hundreds of wealthy individuals and families. 

Mike Kilbourn is a decorated Vietnam veteran with five college degrees including four masters’ degrees, cum laude, and was inducted into Beta Gamma Sigma. Accredited with fourteen professional designations including Chartered Financial Consultant and Accredited Estate Planner, he is founder and chairman of the Wealth Protection Network®, a national network of estate planning professionals.

Mike Kilbourn is also the author of Disinherit the IRS (Career Press 2001) and contributing author of Optimal Aging Manual (Optimal Aging, LLC, 2004), Giving–Philanthropy for Everyone (Quantum Press, 2002), 21st Century Wealth: Essential Financial Planning Principles (Quantum Press, 2000) and Ways and Means: Maximize the Value of Your Retirement Savings (Esperti Peterson Institute, 1999).

 
E. Michael Kilbourn, CLU, ChFC, CCIM, MSFS, MBA
Kilbourn Associates
3033 Riviera Drive, Suite 202
Naples, FL 34103
Ph: (239) 261-1888
Fax: (239) 643-7017
Email: mike@kilbournassociates.com
Website: www.kilbournassociates.com

Meet Howard Hujsa…

Howard M. Hujsa is a principal in the Private Clients Group of Cummings & Lockwood LLC’s Bonita Springs office. Howard’s practice involves estate and gift tax planning, tax-exempt organizations and the administration of estates and trusts. In recognition of his experience, Howard has been certified by the Florida Bar as a Specialist in Wills, Trusts and Estates Law.

Howard received his undergraduate degree in History from the University of South Florida in 1986 and his law degree, cum laude, from the University of Miami in 1989. While attending the University of Miami, Howard served as an associate editor of the Inter-American Law Review and was inducted into the Order of the Coif. Howard went on to graduate from the New York University School of Law in 1990 with a Master of Laws degree in Taxation.

Howard is a member of the board of directors of the Southwest Florida Chapter of the Society of Financial Service Professionals and the Greater Naples Area Planned Giving Council. In addition, Howard has volunteered his time, both as an attorney and board director, with a number of local charities, including Hope for Haiti, Care Club of Collier County, the Naples Players and Youth Haven Foundation. Howard is also a frequent lecturer on the subjects of charitable giving and trust & estate planning.

Howard M. Hujsa, Esq.
Cummings & Lockwood, LLC.
Brooks Grand Plaza
8000 Health Center Blvd., Suite 300
Bonita Springs, FL 34135
Ph: (239) 390-8068
Fax: (239) 947-8025
Email: hhujsa@cl-law.com
Website: www.cl-law.com